Strategy and objective
What you really want: monthly income, long-term appreciation, or both. It completely changes which property makes sense.
Service
If you have never bought to invest, the problem is not a lack of information: it is that there is too much of it and almost all of it is written for people who already know. We start with the basics and in the right order, so that every decision has a reason.
This is for you if…
And it is not for you if…
What it includes
It is not a one-off consultation: it is a complete journey from the moment you have an idea to the moment you have a rented property.
What you really want: monthly income, long-term appreciation, or both. It completely changes which property makes sense.
Which markets fit your budget and which we rule out for lack of liquidity, oversupply or stretched prices.
Gross and net yield, costs that are forgotten — IBI (local property tax), comunidad, insurance, void periods, management — and month-by-month cash flow.
How much a bank will finance, on what terms, what closing costs there are and how the signing is organised if you are not in Spain.
What to renovate and what not to, how to prepare the property and what process to set up to manage it remotely.
Video calls at a time that suits you, with a written summary of every decision.
How we work
One hour to understand your starting point: available savings, income, time horizon, risk tolerance and tax situation. This is what determines whether the project is viable or not.
Objective, maximum purchase budget, candidate areas, exclusion criteria and a numbers model to evaluate any property you see.
When you find something interesting, we run it through the model and through my technical reading. I tell you what worries me, what I would negotiate and how much I would pay.
Financing, negotiation, review of the documentation, notary and taxes. I coordinate everything and explain each document before you sign.
Renovation priorities, a reasonable budget, preparing the property and setting up the management so that it works without you being there.
Frequent questions
It depends on the market and the type of property, but the usual mistake is not the purchase price: it is not setting aside a cushion for closing costs, renovation and unforeseen items. In the first session we set a realistic figure for your case, with a margin you should not touch.
Yes. What changes is the logistics: you will need representation, a properly drafted power of attorney and a non-resident mortgage, whose conditions differ from those of a resident.
My role is not that of an estate agent: I analyse, filter and give you the criteria so that you decide. I can review and rule out candidates with you, but I do not take commissions from anyone, and that is precisely what makes my opinion independent.
From defining the strategy to having the property rented out, the usual timeframe is between six and twelve months. Anyone who promises to close in three weeks is probably selling you something else.
Then you do not buy, and that is also a good outcome. Avoiding a bad purchase is one of the most valuable services there is: a mistake costs far more than waiting a few months.
Keep exploring
It is not a price ladder: it is a question of where you stand. If you are unsure, write to me and I will tell you which one fits.
A 30-minute call, free and with no obligation. If your situation does not fit what I do, I will say so just as clearly and point you towards what does.